Privacy Policy

Privacy Policy

This is the Privacy Notice of Bankinter, S.A. branch in Ireland (“Bankinter Ireland” or “Avant Bank”). Bankinter S.A., trading as ‘Bankinter’ or ‘Avant Bank’, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for conduct of business rules. Bankinter S.A. has its registered office at Paseo de la Castellana, 29, 28046, Madrid, Spain, and Avant Bank branch at Dublin Road, Carrick on Shannon, Co. Leitrim (CRO branch number 910258).

This Privacy Notice applies to all products underwritten by Avant Bank including Avant Bank mortgage, credit card and loan products and An Post Money credit card and loan products.

1. Policies of other service providers

While you explore the services offered through the Avant Bank and Bankinter S.A. hosted websites, Avant Bank App, and websites owned by other members of the Bankinter Group, please be alert for and review any specialised privacy notices and terms of use applicable to particular products, websites or Apps, or portions of them, as they may differ depending on group, company, product or service. Please be aware that if you were introduced to us by a broker, credit intermediary, other online retailers, partners, third-party internet sites, and third-party services accessible through the Avant Bank website, they will have separate privacy and data collection policies and practices which are independent of and may differ from Avant Bank's policies and practices. Avant Bank is not responsible or liable for these independent policies and practices. It is your responsibility to review them and decide whether such policies and practices protect your rights to your satisfaction before proceeding.If you ask us to share your information with or allow third-party providers access to your information, for example, Account Information Service Providers (AISPs), please ensure you review their privacy notices and terms of use.

2. Your privacy is important to us

We are committed to providing you with products that are suitable to your needs and are backed by consistently top-quality service. We also take our obligations under data protection law very seriously. The Data Controller of your personal data is Bankinter, S.A. branch in Ireland (“Bankinter Ireland” or “Avant Bank”) with its registered office at Dublin Road, Carrick on Shannon, Co. Leitrim and CRO branch number 910258.

3. Security

We will take measures to ensure that personal data will be processed in a manner that ensures appropriate security and confidentiality of the personal data, including for the prevention of unauthorised access to or use of personal data and the equipment used for the processing. We have appropriate technical and organisational measures to ensure an appropriate level of security, including:

the pseudonymisation and encryption of personal data;

verification of the identity of our customers through the use of personal passwords or other information before assisting them;

the use of vigilant protection measures in order to protect our customers' accounts from fraudulent use;

the ability to ensure the ongoing confidentiality, integrity, availability and resilience of processing systems and services;

the ability to restore the availability and access to personal data in a timely manner in the event of a physical or technical incident; and

a process for regularly testing, assessing and evaluating the effectiveness of technical and organisational measures for ensuring the security of the processing.

We ensure that anyone acting on our behalf that has access to personal data does not process the personal data except on instructions from us.

4. What we collect and how long we will keep it for

The personal information that Avant Bank, and credit intermediaries and/or third-parties appointed by us or acting on our behalf, collects about you may include the following: